What needs to be considered after an accident?
Open the section that matches your situation. Detailed information will appear there.
1 What should be secured first after the accident? Evidence, details and initial documents
Important items include the details of those involved, the registration number, the other party's insurer, photographs of the vehicles and the accident scene and – where available – witness details and the police accident report.
The earlier the damage and the course of the accident are properly documented, the better the subsequent claim can be prepared.
2 Who is liable for the damage? Liability share, course of the accident and objections raised by the insurer
Not every accident is legally clear-cut. The specific course of events, the available evidence and whether the other side accepts full liability or alleges contributory liability are decisive.
We examine how the accident is to be assessed legally and which claims arise against the driver, vehicle keeper and motor liability insurer.
3 Vehicle damage and expert report Repair, total loss, replacement value and salvage value
In the case of property damage, the question often arises whether the vehicle should be repaired or whether it is a total loss. The expert report, replacement value, salvage value and, where appropriate, confirmation of repair are then particularly relevant.
We handle the settlement of the vehicle damage and make sure that the opposing insurer does not unjustifiably reduce the usual heads of damage.
4 Loss of use, rental car and incidental costs Mobility and other accident-related expenses
In addition to the repair costs themselves, further losses may arise, including loss-of-use compensation, rental car costs, towing charges, storage charges, re-registration costs or a general expense allowance.
Which items are recoverable depends on the specific damage situation and the actual use of the vehicle.
5 Injuries and personal injury Compensation for pain and suffering, treatment costs and loss of earnings
If injuries have occurred, additional claims may include compensation for pain and suffering, treatment costs, loss of earnings, loss of household services or other consequential losses.
In personal injury cases, careful documentation is particularly important so that the health consequences and their financial effects can be substantiated.
6 Correspondence with the opposing insurer Settlement, additional claims and reductions
In practice, insurers frequently reduce individual items or request further documents. The key question is then which claims have already been substantiated and where additional submissions are required.
We handle the correspondence for you and examine which claims are enforceable and how objections raised by the insurer should be answered.
Would you like us to handle your traffic accident claim?
Briefly describe how the accident happened and tell us whether an expert report, police accident report or letters from the insurer are already available. We will tell you which documents we need for further work.